| If you have limited or bad credit, "bad credit credit cards" are
designed to help. For people with less than perfect credit, they'll assist you
in getting your credit back on track! TIP: Apply for an unsecured card first to
avoid security deposits. |
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| First PREMIER Bank MasterCard®/Visa® |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| See Terms* |
See Terms* |
See Terms%* |
See Terms** |
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- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
- Over 3 million credit card holders
- Apply today for a MasterCard/Visa
- Enjoy the benefit of 24-hour phone account access
- All applications accepted!
- All credit types welcome to apply!
- This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.
*Terms & Conditions
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| First PREMIER Bank Gold MasterCard®/Visa® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| See Terms* |
See Terms* |
See Terms%* |
See Terms** |
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- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
- Over 3 million credit card holders
- Apply today for a MasterCard/Visa
- Enjoy the benefit of 24-hour phone account access
- All applications accepted!
- All credit types welcome to apply!
- This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.
*Terms & Conditions
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| Centennial® MasterCard®/Visa® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| See Terms* |
See Terms* |
See Terms%* |
See Terms** |
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- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
- Over 3 million credit card holders
- Apply today for a MasterCard/Visa
- Enjoy the benefit of 24-hour phone account access
- All applications accepted!
- All credit types welcome to apply!
- This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.
*Terms & Conditions
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| Centennial® Gold MasterCard®/Visa® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| See Terms* |
See Terms* |
See Terms%* |
See Terms** |
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- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
- Over 3 million credit card holders
- Apply today for a MasterCard/Visa
- Enjoy the benefit of 24-hour phone account access
- All applications accepted!
- All credit types welcome to apply!
- This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.
*Terms & Conditions
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| Orchard Bank Classic MasterCards |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
7.90 - 15.99%* |
None - $79* |
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
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| New Millennium Bank Platinum Visa® or MasterCard® |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
19.5%* |
$59* |
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- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply
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| Horizon Gold Credit Card |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
$14.95 Monthly* |
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- Guaranteed Approval!
- Bad Credit Accepted!
- No Employment Check!
- Reports to Major Bureau!
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| AccountNow Vantage Debit MasterCard® |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
See Terms** |
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- Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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