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  Bad Credit Credit Cards

If you have limited or bad credit, "bad credit credit cards" are designed to help. For people with less than perfect credit, they'll assist you in getting your credit back on track! TIP: Apply for an unsecured card first to avoid security deposits.

 First PREMIER Bank MasterCard®/Visa®

First Premier

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
See Terms* See Terms* See Terms%* See Terms**

  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Over 3 million credit card holders
  • Apply today for a MasterCard/Visa
  • Enjoy the benefit of 24-hour phone account access
  • All applications accepted!
  • All credit types welcome to apply!
  • This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

*Terms & Conditions


 First PREMIER Bank Gold MasterCard®/Visa®

First Premier Gold

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
See Terms* See Terms* See Terms%* See Terms**

  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Over 3 million credit card holders
  • Apply today for a MasterCard/Visa
  • Enjoy the benefit of 24-hour phone account access
  • All applications accepted!
  • All credit types welcome to apply!
  • This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

*Terms & Conditions


 Centennial® MasterCard®/Visa®

Centennial

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
See Terms* See Terms* See Terms%* See Terms**

  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Over 3 million credit card holders
  • Apply today for a MasterCard/Visa
  • Enjoy the benefit of 24-hour phone account access
  • All applications accepted!
  • All credit types welcome to apply!
  • This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

*Terms & Conditions


 Centennial® Gold MasterCard®/Visa®

Centennial Gold

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
See Terms* See Terms* See Terms%* See Terms**

  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!
  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Over 3 million credit card holders
  • Apply today for a MasterCard/Visa
  • Enjoy the benefit of 24-hour phone account access
  • All applications accepted!
  • All credit types welcome to apply!
  • This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

*Terms & Conditions


 Orchard Bank Classic MasterCards

Orchard Bank Silver

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 7.90 - 15.99%* None - $79*

  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment


 New Millennium Bank Platinum Visa® or MasterCard®

New Millennium Platinum Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 19.5%* $59*

  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply


 Horizon Gold Credit Card

Horizon Gold Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
** N/A* N/A%* $14.95 Monthly*

  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to Major Bureau!


 AccountNow™ Vantage Debit MasterCard®

AccountNow Vantage Debt MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
** N/A* N/A%* See Terms**

  • Build your credit with the new iAdvance loan option(SM)
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Bill Pay – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit


 
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